First Time Home Buyers In Atlantic County Receive $16,000 Grant.

Kimberly and William received $16,000 to purchase their first home.

Kimberly and William were looking to buy their first home and were referred to me by a for sale by owner.  They ended up not buying the for sale by owner home and instead found a home at lower price that had been completely redone including new roof, siding, windows, kitchen, bathrooms, heater, air conditioning, septic system and well.

Here’s the best part, they were able to qualify for the NJ Home Seeker grant for $16,000 to help them pay their down payment and closing costs.  Not everyone qualifies for the grant and the process to receive the grant is tedious and time consuming.  So to get funding for the grant allow for another 4-6 weeks of transaction time.  In the end Williams and Kimberly purchased a fantastic home at a great price and their new mortgage payment is less than what they would have spent in rent.

Who do you know that would like to buy their first home?  Please have them call me or contact me here.  I’ll be happy to go over home buying options including financing and any available grant programs.  Best wishes,

Matt

$16,000 Grant For First Time Home Buyers And Veterans In NJ

$16,000 grant available for Atlantic, Camden, Essex, Gloucester, Passaic and Union County home buyers.

The New Jersey Housing and Finance agency recently released a new grant program for first time home buyers and veterans in Atlantic, Camden, Essex, Gloucester, Passaic and Union County.  The grant program covers up to $16,000 for down payment and closing costs assistance.

To qualify your household income must fall below these maximums? 

Atlantic, Camden & Gloucester County: $127,680

Essex & Union: $131,880

Passaic: $135,100

Your home’s purchase price must fall below these maximums?

Existing One-Family Homes:
$437,349
Existing Two- to Four-Family Homes: $559,854

To qualify you must use a mortgage company that is registered with the New Jersey Housing and Finance agency.  Contact me for a recommended list of approved local lenders to take advantage of this great program while funds are still available.

Get Up To $5,000 For Down Payment And Closing Cost Assistance For First Time Home Buyers

There is a new grant program offering first time home buyer up to $5,000 toward their down payment and closing costs.  The program is called First Front Door.  If you qualify Meridian Bank will match your contribution 3 to 1.  For every $1 you contribute, you can receive$3 in grant assistance to a maximum of $5,000.

First time home buyer grant money.

First time home buyer grant money.

To qualify you must be a first time home buyer with an income at or below 80% of your county’s median income.  For more details contact me or Juan Jordan at Meridian Bank:  732-423-6494.

Best wishes,

Matt

P.S.  There are other financing options available and great rates too!  Who do you know that is renting and would love to own a home?

House Hunt Happily

Dear Friend,

House Hunt Happily

Here’s a quick note to let you know how I can help you—or anyone you feel comfortable introducing me to.

Somers Point, NJ Sunset

Somers Point, NJ Sunset

Buying a home starts with looking at homes. While some buyers find their dream home right away, others see 100 homes before finding one they love. Home buyers who search for months can get burned out, even give up. So, for buyers who are about to start house-hunting, here are three tips to help you stay cool:

First, partner with a good real estate consultant, like me, who will preview homes to help you trim your list before getting in the car. Second, do drive-bys. You can narrow the list of homes to visit by first seeing neighborhood circumstances, yard features, home condition, etc. Finally, stay within your price range. Going to homes you can’t afford wastes time and calibrates your expectations too high for your price point.

If you or someone you know is starting to house hunt, contact me at 609-338-3773. Also get a copy of my report, How to Stop Spending Money on Rent and Own a Home Instead.

Matthew Haviland,

Your Real Estate Consultant For Life

P.S. Who do you know who’s thinking about buying a home? Please let them know that I can help them with their search.

Great News For Home Buyers In Galloway Township, Egg Harbor Township, and Hamilton Township, NJ

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Congress Extends Rural Definition Until September 30th, 2013.  This means that home buyers in Galloway, Egg Harbor Township, and Hamilton Township can continue to buy homes with Zero Down Payment and low fixed rate 30 year home loans through USDA.  This has been a very popular loan program allowing home buyers to purchase with no down payment.  Interest rates are also low and fees are low allowing for low monthly payments.

This morning, Congress passed an FY13 Continuing Resolution (CR) to keep the government funded loan program through the end of the fiscal year. The CR includes a specific provision that extends eligibility for all rural communities that are currently eligible until September 30, 2013.

This gives rural advocates more time to build cosponsors for H.R. 858, the Rural Housing Preservation Act. So, please remember to ask your Representatives to cosponsor this bill to ensure that more than 900 rural communities can remain eligible for USDA Rural Housing programs.

If you would like more information on home loan options call for a FREE RECORDED MESSAGE:  (888) 856-3579 ext. 1

Best wishes,

Matthew Haviland

Your friend in the real estate business who can help the people you love.

 

$15,000 Grant First Time Home Buyers Workshop

Your First Home Workshop Will Help You Take Advantage Of The Opportunities In This Buyers Market. The workshop goes through the entire home buying process as well as covers current market trends, and financing opportunities. We will also cover the Grant money that is available right now for first time home buyers in Atlantic County, NJ. Up to $15,000 for down payment and closing costs. Learn more details and how to qualify for the grant.Time:  Monday February 4th, 2013 5:30 PMYour First Home to 6:30 PM

Cost:  Free

Location:  Keller Williams Realty

200 Tilton Road, Suite 5, Northfield, NJ 08225 (In between Kensington Furniture and Formica Bros. Bakery.)

RSVP by calling or texting 609-338-3773

KW Atlantic Shore 609-484-9890 ext. 132
Matthew Haviland and The Haviland Group

First Time Home Buyer Grant Program For Military Buyers

Did you know there is a grant program for military first time home buyers?

Active duty personnel, veterans, retired members of the military, and employees of the U.S. Department of Defense and Department Of Homeland Security are eligible to apply.

The grant will provide up t0 $5,000 toward down payment and closing costs to purchase a first home.

The program is run by the national non profit Pentagon Federal Credit Union Foundation and is called their Dream Makers Program.

For more information on the grant program go to:  http://www.pentagonfoundation.org/site/PageServer?pagename=dream_index

 

First Time Home Buyer Webinar Tonight!

Please join us for tonight’s webinar at 7 PM

Your First Home, Buying By The Book Workshop

First Time Home Buyer Workshop Will Help You Take Advantage Of The Opportunities In This Buyers Market.

This workshop is based on the new book by best selling authors, Gary Keller, Dave Jenks and Jay Papasan. The workshop goes through the entire home buying process as well as covers current market trends, and financing opportunities.

For More Information And To Register For The Your First Home Workshop Click Here: yourfirsthome.sjhouses.com

Atlantic County, NJ Grant Program For First Time Home Buyers Has Money Now! Up to $20,000 for down payment and closing costs.

I’ve been getting so many calls and email regarding my previous posts about the grant program I thought I would compile the information on my previous posts into one blog entry… Of course if you have any additional questions contact me.

The Atlantic County Grant Program for first time home buyers has money available now.  This is a great program for first time home buyers in Atlantic County, NJ. 

The grant through The Atlantic County Improvement Authority (ACIA) provides up to $20,000 for first time home buyers to cover down payment and closing costs.  First time home buyers are buyers who have not owned a primary residence in the last three years.

Here is a list of communities that qualify for the grant money:

Galloway, NJ

Absecon, NJ

Egg Harbor City, NJ

Pleasantville, NJ

Mullica Township, NJ

Hammonton, NJ

Egg Harbor Township, NJ

Hamilton Township, Mays Landing, NJ

Northfield, NJ

Linwood, NJ

Somers Point, NJ

Brigantine, NJ

Ventnor, NJ

Margate, NJ

Longport, NJ

Estell Manor, NJ

Beuna, NJ

*Atlantic City, NJ Has a seperate grant program with up to $30,000 in grant money.

To see requirements to qualify click here

The program is designed to help pay closing costs and down payment up to $20,000. These funds will be forgiven after 5 or 10 years. Funds are limited and may not be guaranteed if funds are low.

If you or someone you know would like to take advantage of this opportunity before the money is gone. Please contact me immediately at 609-484-9890 ext. 132.

Best wishes,

Matt

Your Trusted Real Estate Expert For Life

Matthew Haviland ~ matthew@HavilandGroup.net  ~ 609-484-9890 ext. 132

Follow Me: http://twitter.com/sellhouse Facebook: http://www.facebook.com/sellhouse

Matthew Haviland ~ matthew@HavilandGroup.net  ~ 609-484-9890 ext. 132

Follow Me: http://twitter.com/sellhouse Facebook: http://www.facebook.com/sellhouse

 

100% Financing Is Back For Atlantic County, NJ

USDA Rural Housing Program now has funds available for 100% financing for certain cities in Atlantic County.

Please contact me immediately for more information before funding runs out again.

Best wishes,

Matthew Haviland

Keller Williams Realty Atlantic Shore

609-484-9890 ext. 132

Matthew Haviland ~ matthew@HavilandGroup.net  ~ 609-484-9890 ext. 132

Follow Me: http://twitter.com/sellhouse Facebook: http://www.facebook.com/sellhouse