First Time Home Buyers In Atlantic County Receive $16,000 Grant.

Kimberly and William received $16,000 to purchase their first home.

Kimberly and William were looking to buy their first home and were referred to me by a for sale by owner.  They ended up not buying the for sale by owner home and instead found a home at lower price that had been completely redone including new roof, siding, windows, kitchen, bathrooms, heater, air conditioning, septic system and well.

Here’s the best part, they were able to qualify for the NJ Home Seeker grant for $16,000 to help them pay their down payment and closing costs.  Not everyone qualifies for the grant and the process to receive the grant is tedious and time consuming.  So to get funding for the grant allow for another 4-6 weeks of transaction time.  In the end Williams and Kimberly purchased a fantastic home at a great price and their new mortgage payment is less than what they would have spent in rent.

Who do you know that would like to buy their first home?  Please have them call me or contact me here.  I’ll be happy to go over home buying options including financing and any available grant programs.  Best wishes,

Matt

$16,000 Grant For First Time Home Buyers And Veterans In NJ

$16,000 grant available for Atlantic, Camden, Essex, Gloucester, Passaic and Union County home buyers.

The New Jersey Housing and Finance agency recently released a new grant program for first time home buyers and veterans in Atlantic, Camden, Essex, Gloucester, Passaic and Union County.  The grant program covers up to $16,000 for down payment and closing costs assistance.

To qualify your household income must fall below these maximums? 

Atlantic, Camden & Gloucester County: $127,680

Essex & Union: $131,880

Passaic: $135,100

Your home’s purchase price must fall below these maximums?

Existing One-Family Homes:
$437,349
Existing Two- to Four-Family Homes: $559,854

To qualify you must use a mortgage company that is registered with the New Jersey Housing and Finance agency.  Contact me for a recommended list of approved local lenders to take advantage of this great program while funds are still available.

Atlantic County First Time Home Buyer Grant Money Now Available – $10,000

It's back! $10,000 available for Atlantic County, NJ First Time Home Buyers

Good news!  The Atlantic County, NJ grant program is now funded with grants available of up to $10,000 for first time home buyers!  All funds are forgiven after 5 years.  This programs does not work for everyone so I’ve outlined the key requirements below.  You will need to be pre-qualified by an a approved mortgage company.  My preferred lenders are on stand by to help qualify potential first time home buyers asap and get them qualified to receive the grant money.

Eligible Applicants:

     HOUSEHOLDS

  1. Who have resided in Atlantic County for the last 12 months or are employed in Atlantic County.
  2. Who have not owned a home for the last  three years.
  3. With acceptable credit history and the ability to obtain an approved mortgage.
  4. With incomes below 80% of Median income:

These income levels are (2015):

                                                           # of Household  Members 80% of Median Income
1 Person. $37,600
2 Persons $43,000
3 Persons $48,350
4 Persons $53,700
5 Persons $58,000
6 Persons $62,300
7 Persons $66,600
8 Persons $70,900

If you or someone you know may be eligible to qualify for this grant please call me for more details at 609-338-3773.  Time is limited and funds are usually gone in a few months so please call me now.  Matt

Atlantic County First Time Home Buyer Grant Money Now Available – $10,000

It's back! $10,000 available for Atlantic County, NJ First Time Home Buyers

Good news!  The Atlantic County, NJ grant program is now funded with grants available of up to $10,000 for first time home buyers!  All funds are forgiven after 5 years.  This programs does not work for everyone so I’ve outlined the key requirements below.  You will need to be pre-qualified by an a approved mortgage company.  My preferred lenders are on stand by to help qualify potential first time home buyers asap and get them qualified to receive the grant money.

Free Money!

Free Money! $10,000 Grant For First Time Home Buyers

Eligible Applicants:

     HOUSEHOLDS

  1. Who have resided in Atlantic County for the last 12 months or are employed in Atlantic County.
  2. Who have not owned a home for the last  three years.
  3. With acceptable credit history and the ability to obtain an approved mortgage.
  4. With incomes below 80% of Median income:

These income levels are (2013):

                                                           # of Household  Members 80% of Median Income
1 Person. $38,400
2 Persons $43,900
3 Persons $49,400
4 Persons $54,850
5 Persons $59,250
6 Persons $63,650
7 Persons $68,050
8 Persons $72,450

If you or someone you know may be eligible to qualify for this grant please call me for more details at 609-338-3773.  Time is limited and funds are usually gone in a few months so please call me now.  Matt

Bring Your Business To Atlantic City, NJ!

Now may be the best time ever to do business in Atlantic City. Here's why...

You may have heard recently about the casino closures, property tax hikes, and other issues effecting Atlantic City.  In my opinion I don’t see new casino’s coming to Atlantic City to solve the cities woes.  I do see a great opportunity for businesses to move to Atlantic City or start in Atlantic City.  There are excellent incentives to bring businesses and development to the city.

You may have heard about the call center that launched in Atlantic City.  The company was approved for $33,000,000 in tax credits!  The company plans to hire over 300 people and will recieve $3.27 million per year in tax credits over a 10-year period through the Grow New Jersey Assistance Program.  Through this program businesses that are creating or retaining jobs in New Jersey may be eligible for tax credits ranging from $500 to $5,000 per job, per year; with bonus credits ranging from $250 to $3,000 per job, per year.enclave-ac

The other fantastic incentive program is the Economic Redevelopment and Growth (ERG) Program.  This also run by the NJ Economic Development Authority.  For residential projects: Tax credit of up to 20% of total project cost with 10% bonus possible if the project constructs and reserves at least 10% of the residential units for moderate income housing.  And for commercial projects: Incentive grant reimbursement of up to 20% of total project cost.  Because Atlantic City is located in one of the five Garden State Growth Zones there is up to an additional 20% in incentives.  Imagine building a brand new building or development and getting up to 40% of the cost back in tax incentives!

So besides the incentives there are a few other reasons to bring your business to Atlantic City.  We have an ample work force of good hard working people.  You’ll have no problem hiring great talent in Atlantic City.  Also the location is fantastic.  We have fabulous beaches, world class restaurants, shopping, entertainment, and recreation.  We’re also one hour from Philadelphia and two hours from New York City.

This is clearly the best time to bring your business to Atlantic City.  If you or someone you know is considering starting or expanding their business please contact me.  I’d love to connect them with the resources they need to take advantage of the opportunities right now in Atlantic City commercial real estate.

Best wishes,

Matt

P.S. For additional incentive for Atlantic County visit Atlantic County Economic Development Site.

Get Up To $5,000 For Down Payment And Closing Cost Assistance For First Time Home Buyers

There is a new grant program offering first time home buyer up to $5,000 toward their down payment and closing costs.  The program is called First Front Door.  If you qualify Meridian Bank will match your contribution 3 to 1.  For every $1 you contribute, you can receive$3 in grant assistance to a maximum of $5,000.

First time home buyer grant money.

First time home buyer grant money.

To qualify you must be a first time home buyer with an income at or below 80% of your county’s median income.  For more details contact me or Juan Jordan at Meridian Bank:  732-423-6494.

Best wishes,

Matt

P.S.  There are other financing options available and great rates too!  Who do you know that is renting and would love to own a home?

Atlantic County First Time Home Buyer Grant Money Now Available – $10,000

The Atlantic County, NJ grant program is now funded with grants available of up to $10,000 for first time home buyers!  All funds are forgiven after 5 years.  This programs does not work for everyone so I’ve outlined the key requirements below.

Free Money!

Free Money! $10,000 Grant For First Time Home Buyers

Eligible Applicants:

     HOUSEHOLDS

  1. Who have resided in Atlantic County for the last 12 months or are employed in Atlantic County.
  2. Who have not owned a home for the last  three years.
  3. With acceptable credit history and the ability to obtain an approved mortgage.
  4. With incomes below 80% of Median income:

These income levels are (2013):

                                                           # of Household  Members 80% of Median Income
1 Person. $38,400
2 Persons $43,900
3 Persons $49,400
4 Persons $54,850
5 Persons $59,250
6 Persons $63,650
7 Persons $68,050
8 Persons $72,450

If you or someone you know may be eligible to qualify for this grant please call me for more details at 609-338-3773.  Time is limited and funds are usually gone in a few months so please call me now.

Great News For Home Buyers In Galloway Township, Egg Harbor Township, and Hamilton Township, NJ

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Congress Extends Rural Definition Until September 30th, 2013.  This means that home buyers in Galloway, Egg Harbor Township, and Hamilton Township can continue to buy homes with Zero Down Payment and low fixed rate 30 year home loans through USDA.  This has been a very popular loan program allowing home buyers to purchase with no down payment.  Interest rates are also low and fees are low allowing for low monthly payments.

This morning, Congress passed an FY13 Continuing Resolution (CR) to keep the government funded loan program through the end of the fiscal year. The CR includes a specific provision that extends eligibility for all rural communities that are currently eligible until September 30, 2013.

This gives rural advocates more time to build cosponsors for H.R. 858, the Rural Housing Preservation Act. So, please remember to ask your Representatives to cosponsor this bill to ensure that more than 900 rural communities can remain eligible for USDA Rural Housing programs.

If you would like more information on home loan options call for a FREE RECORDED MESSAGE:  (888) 856-3579 ext. 1

Best wishes,

Matthew Haviland

Your friend in the real estate business who can help the people you love.

 

$15,000 Grant First Time Home Buyers Workshop

Your First Home Workshop Will Help You Take Advantage Of The Opportunities In This Buyers Market. The workshop goes through the entire home buying process as well as covers current market trends, and financing opportunities. We will also cover the Grant money that is available right now for first time home buyers in Atlantic County, NJ. Up to $15,000 for down payment and closing costs. Learn more details and how to qualify for the grant.Time:  Monday February 4th, 2013 5:30 PMYour First Home to 6:30 PM

Cost:  Free

Location:  Keller Williams Realty

200 Tilton Road, Suite 5, Northfield, NJ 08225 (In between Kensington Furniture and Formica Bros. Bakery.)

RSVP by calling or texting 609-338-3773

KW Atlantic Shore 609-484-9890 ext. 132
Matthew Haviland and The Haviland Group

First Time Home Buyer Grant Program For Military Buyers

Did you know there is a grant program for military first time home buyers?

Active duty personnel, veterans, retired members of the military, and employees of the U.S. Department of Defense and Department Of Homeland Security are eligible to apply.

The grant will provide up t0 $5,000 toward down payment and closing costs to purchase a first home.

The program is run by the national non profit Pentagon Federal Credit Union Foundation and is called their Dream Makers Program.

For more information on the grant program go to:  http://www.pentagonfoundation.org/site/PageServer?pagename=dream_index