The Haviland Group Welcomes Our Newest Real Estate Partner James Schroeder Esq.

Matthew Haviland, Jim Schroeder, Richard Haviland, Linda Haviland: The Haviland Group

We are pleased to welcome a new partner agent to The Haviland Group.  Jim Schroeder has been a long time friend of the Haviland family and personal legal advisor to our family and many of our past clients.  Jim is a licensed real estate agent and attorney.  This allows him to use his incredible legal knowledge to help our clients in their real estate needs.

Jim is the owner of the Schroeder Law Group, a law firm with offices in Hammonton and Egg Harbor City, New Jersey. Jim devotes a significant portion of his practice to real estate issues, especially counseling those in distressed situations and helping real estate investors get started. He serves as attorney for the Land Use Boards in Hammonton, Galloway and Estell Manor. Most importantly Jim is an all-around great guy, and a man who values family and faith. Jim is involved in many local charities and organizations helping them improve our communities. We welcome Jim to our real estate team at the Haviland Group.

Can A House Be Sold While In Foreclosure Without Going To Short Sale?

Your house can be sold while in foreclosure without going to sheriff sale.

Recently past client’s of mine came in to my office.  They received notification from their bank that the home was sold and they need to get out of the house.  They had been behind on their mortgage payments and had attempted to work out a modification but it was not successful.  Their house was located in Atlantic County in southern NJ.

Normally, in our county the foreclosures run through the sheriff’s office and usually the owner of the house is notified of the sale and can even postpone the sale for at least a month.  However in this case the house was sold to an investor and the deed was recorded with the county clerks office.  I advised that my client’s seek legal advice since there was little I could do to help at this point.

If you or someone you know is facing foreclosure contact me immediately.  I’m here to help home owners keep their home when possible or avoid foreclosure through a short sale.  Contact me for a private complementary consultation.

Matt

P.S.  If you or someone you know is facing the stress of foreclosure and not knowing if you will still have a roof over your head contact me for help and options.

11 Reasons Home Sellers Should List During the Holiday Season

Now is a great time to sell your home.

Holiday-Proof-Your-Real-Estate-Business

11 Reasons Sellers Should List During the Holiday Season

We made it past Thanksgiving and now December will be over before we know it.  Many home seller chose to pull their homes off the market this time of year and wait until Spring to sell.  Here are 11 reasons sellers should list during the Holiday Season.

11. By selling now, you may have an opportunity to be a non-contingent buyer during the Spring, when many more houses are on the market for less money! This will allow you to sell high and buy low.

10. You can sell now for more money and we will provide for a delayed closing or extended occupancy until early next year.

9. Even though your house will be on the market, you still have the option to restrict showings during the six or seven days around the Holidays.

8. January is traditionally the month for employees to begin new jobs. Since transfers cannot wait until Spring to buy, you need to be on the market during the Holidays to capture the market.

7. Some people must buy before the end of the year for tax reasons.

6. Buyers have more time to look for a home during the Holidays than they do during a work week.

5. Buyers are more emotional during the Holidays, so they are more likely to pay your price.

4. Houses show better when decorated for the Holidays.

3. Since the supply of listings will dramatically increase in January, there will be less demand for your particular home. Less demand means more money for you.

2. Serious buyers have fewer houses to choose from during the Holidays and less competition means more money for you.

And the number one reason why your seller should list during the Holidays …

1. People who look for homes during the Holidays are more serious buyers!

* repost from blog.KW.com

Be Thankful

A reminder to be thankful on thanksgiving and all the other days, too.

These words from an unknown poet remind me to be thankful on Thanksgiving and all the other days, too.

Be thankful that you don’t already have everything you desire.
If you did, what would there be to look forward to?

Be thankful when you don’t know something,
for it gives you the opportunity to learn.

Be thankful for the difficult times.
During those times, you grow.

Be thankful for your limitations,
because they give you opportunities for improvement.

Be thankful for each new challenge,
because it will build your strength and character.

Be thankful for your mistakes.
They will teach you valuable lessons.

Be thankful when you’re tired and weary,
because it means you’ve made a difference.

It’s easy to be thankful for the good things.
A life of rich fulfillment comes to those who are also thankful for the setbacks.

Gratitude can turn a negative into a positive.
Find a way to be thankful for your troubles, and they can become your blessings.

I love the thought that Thanksgiving is less of a meal and more of a mindset. May your Thanksgiving be filled with friends, family, love and all that is important to you.

Matt

P.S. We are grateful to our friends, family and clients for their support of our real estate business and we always have time to help new clients.  Who do you know that would benefit from our help?  Please send me a message to let me know.

First Time Home Buyers In Atlantic County Receive $16,000 Grant.

Kimberly and William received $16,000 to purchase their first home.

Kimberly and William were looking to buy their first home and were referred to me by a for sale by owner.  They ended up not buying the for sale by owner home and instead found a home at lower price that had been completely redone including new roof, siding, windows, kitchen, bathrooms, heater, air conditioning, septic system and well.

Here’s the best part, they were able to qualify for the NJ Home Seeker grant for $16,000 to help them pay their down payment and closing costs.  Not everyone qualifies for the grant and the process to receive the grant is tedious and time consuming.  So to get funding for the grant allow for another 4-6 weeks of transaction time.  In the end Williams and Kimberly purchased a fantastic home at a great price and their new mortgage payment is less than what they would have spent in rent.

Who do you know that would like to buy their first home?  Please have them call me or contact me here.  I’ll be happy to go over home buying options including financing and any available grant programs.  Best wishes,

Matt

Keller Williams Realty Atlantic Shore Is The Real Estate Sales Leader In Egg Harbor Township, NJ

The new sales leader in Egg Harbor Township NJ is Keller Williams Realty Atlantic Shore with the highest year to date units and sales volume.

Recently one of our competitors has been advertising as the Egg Harbor Township, NJ real estate sales leader.  I questioned whether this was true and discovered that at one time they were the sales leader however year to date real numbers show that Keller Williams Realty Atlantic Shore is number one in sales volume and sales units.  I have included some charts and graphs to show this.  These are real numbers taken from the South Jersey Shore Regional Multiple Listing Service.

Keller Williams Realty Atlantic Shore units sold in Egg Harbor Township increased 73.68% as of September 21st 2017 compared to year to date numbers from 2016.  165 units have been sold year to date and our next closest competitor sold 131 units.  Units sold is the number one indicator of who the sales leader is in a community and we are dominating that category.

 

Keller Williams Realty Atlantic Shore sales volume increased 53.96% as of September 1st 2017 compared to year to date numbers from 2016.  Year to date sales volume for 2017 is $24,814,297.00 making it number one.  Keller Williams Realty Atlantic Shore is number one in market share also with 16.6% market share  based on units sold.  So the new sales leader is Keller Williams Realty Atlantic Shore and we have the data to prove it.  If you are looking to buy, sell or invest in real estate in Egg Harbor Township, NJ I’m your local home town real estate consultant and I’m happy to help.  Call me at 609-484-9890 ext 132 or send me a message on this site.

Best wishes, Matt

P.S. Here are the actual sales numbers taken from our multiple listing service showing how we stack up against the competition.

YTD Total # Units as of 9-21-17

YTD Total $ Volume as of 9-21-17

YTD 2017 vs YTD 2016 Change in # Units as of 9-21-17

YTD 2017 vs YTD 2016 as of 9-21-17

Egg Harbor Township, NJ Market Statistics

What's happening in the real estate market September update

Houses for sale in Egg Harbor Township New Jersey

Here’s a quick overview of what’s happening in the real estate market in Egg Harbor Township.  Median sold price is down 6% to $190,000.  The median for sale price is up 2% and sold properties are down 2%.  New properties are down 9% and total inventory is down 19%.  

So even with lower inventories prices are still down overall.  My interpretation of these statistics indicate that the foreclosure properties that are still on the market are continuing to pull prices down.  At the same time some of the communities in Egg Harbor Township are very short on inventory and so there is a great possibility of price appreciation.  Contact me if you’d like to know how much your home is worth in today’s market.  To view full statistics for August 2017 Egg Harbor Township real estate click here:  egg-harbor-township-market-stats

Matt

New Construction Homes In Egg Harbor Township, NJ Gardenia Estates

New homes starting at $220,000. Up to 4 bed, 2.5 bath, 2 car garage.

I got to tour the building site today of Egg Harbor Township’s newest community Gardenia Estates.  The community is located just off West Jersey Ave not far from English Creek road.  The development is a small community of 25 homes on a cul-de-sac.  The homes are built by DR Horton as “quick delivery” homes.

Gardenia Estates Model Home

The biggest benefit of the community is value.  Homes are priced in the low to mid $200,000 range.  For $210,840 you can purchase a 1,900 square foot home featuring 4 bedrooms, 2.5 baths and a two car garage.  Home sizes range from 1,600 square feet ranch homes up to 2,867 square feet 5 bedroom and 3.5 baths.  Homes feature open layouts and 9 foot ceilings.  The home are all built on slabs and basements are not an option.  The “quick delivery” homes means that the builder in most cases has pre-selected options and colors of the homes.   If you are looking to make customization I suggest you contact me now as there may be opportunity to make changes at this stage of the construction process.

If you’re looking to build a home it’s hard to beat the value of what DR Horton is offering.  If you’re looking for a basement, more options and customization this may not be the best community for you. I work with all the area builders and would be happy to consult with you to find a home and community that meets your needs.  Please contact me and I’m happy to help.

Best wishes,

Matt

P.S.  Here is a link to available homes at Gardenia Estates.

P.P.S.  These homes are selling out quickly.  Call me today to reserve a home at 609-338-3773.

Margate Dairy Bar & Burger, Margate, NJ

The best place at the shore for great ice cream and burgers.

One of our favorite family places to go in the summer is Margate Dairy Bar & Burger.  The food is awesome there.  Fresh made burgers and fries and great gluten free options.  My favorite is the lamb burger with extra tzatziki sauce on the gluten free bun with sweet potato fries.  The atmosphere is fantastic.  The service is friendly and helpful.  You can sit inside or outside with plenty of seating.  The is cream is fantastic although I’ve only had the Luna and Larry’s Coconut Bliss ice cream.  The Coconut Bliss ice cream is sugar dairy and gluten free and is the best dairy free ice cream that I’ve had.  And I’m sure the sugar filled dairy ice cream tastes great too!

Coconut Bliss Ice Cream

Friday night is Jazz night and they have a fantastic Jazz band playing outside with instruments for kids to play along with the music.  Margate Dairy bar is located at 9510 Ventnor Avenue Margate City, NJ 08402.  Their phone number is 609-822-9559 and website is http://www.margatedairybar.com/

Margate Dairy & Burger Bar is open late in the summer and you can call ahead or order online to save time in line.  So please check it out and let me know what you think.  I trust you’ll find it to be the best burgers and ice cream at the Jersey shore!

Matt

$16,000 Grant For First Time Home Buyers And Veterans In NJ

$16,000 grant available for Atlantic, Camden, Essex, Gloucester, Passaic and Union County home buyers.

The New Jersey Housing and Finance agency recently released a new grant program for first time home buyers and veterans in Atlantic, Camden, Essex, Gloucester, Passaic and Union County.  The grant program covers up to $16,000 for down payment and closing costs assistance.

To qualify your household income must fall below these maximums? 

Atlantic, Camden & Gloucester County: $127,680

Essex & Union: $131,880

Passaic: $135,100

Your home’s purchase price must fall below these maximums?

Existing One-Family Homes:
$437,349
Existing Two- to Four-Family Homes: $559,854

To qualify you must use a mortgage company that is registered with the New Jersey Housing and Finance agency.  Contact me for a recommended list of approved local lenders to take advantage of this great program while funds are still available.