NJ Foreclosure Help Center

Helping You Keep Your Home And Know Your Options

Foreclosure Education Center

Many areas of NJ have seen an increase in the number of foreclosures.  At one point Atlantic County led all U.S. metropolitan areas in foreclosure activity rates.  Cape May, Cumberland and Ocean counties also saw increases in foreclosure activity.  I’m here to provide education to home owners facing foreclosure, giving them options and hope.


Foreclosure Prevention Counseling

More Help for Homeowners Threatened by Potential Foreclosure

Through Legislative Action passed on January 24, 2022, the New Jersey Housing and Mortgage Finance Agency’s (NJHMFA) Foreclosure Mediation Assistance Program (FMAP) has been permanently expanded to include homeowners who may need counseling to help prevent possible foreclosure.  These services are available at no cost to the public.The FMAP was originally designed to assist those homeowners that had already been served a Foreclosure Complaint and Summons by providing mediation assistance through HUD certified housing counselors to qualified applicants of the New Jersey Judiciary’s Foreclosure Mediation Program.   FMAP now offers “up-front” or pre-foreclosure counseling assistance, to homeowners experiencing default or difficulty meeting their monthly mortgage payments.  By utilizing a network of participating housing counseling agencies serving in each county, counseling is available now and can be provided remotely.   To learn more about the New Jersey Judiciary Foreclosure Mediation Program you can visitLearn more and find a counselor at:https://www.nj.gov/dca/hmfa/consumers/foreclosure/

Legal Advice

I partner with an attorney that specializes in helping people who are in foreclosure keep their homes.  There are several options to help you legally keep your home.  Fill out the form below and you’ll be connected and receive a free no obligation phone consultation.


I’ve developed a 5 part Foreclosure Education Video Series to educate home owners facing foreclosure.  These free videos cover, short sales, mortgage modifications, deed in lieu of foreclosure and what to do when you get a notice of foreclosure.  Attorney James Schroeder, a local short sale attorney, provides expert education and insight in the foreclosure process in this series.


I’ve also prepared a free report called 10 Options For Home Owners Facing Foreclosure.  Contact me in the form below and I will mail or email the report to you.

Here are a few non profit organizations that can also help home owners keep their home.

NJ HMFA offers free Mediation Assistance Program and counseling. https://www.njhousing.gov/foreclosure/

Consumer Credit And Budgeting Counseling http://www.cc-bc.com/

Neighborhood Assistance Corporation of America http://www.naca.com

I’m here to help so call me if you have any questions and contact me below for your free report 10 Options For Home Owners Facing Foreclosure.

Best wishes,

Matthew Haviland

P.S.  Who do you know that is facing foreclosure or having trouble with their mortgage payment?  Please contact me and let me know how I can help.  609-484-9890 ext. 132

Please note: I reserve the right to delete comments that are offensive or off-topic.

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