Our award winning team is grateful to have the opportunity to help over 72 families with their real estate needs in 2019. Matthew Haviland earned the silver Circle Of Excellence Award and Richard Haviland earned the bronze award from the New Jersey Association Of Realtors. Combined team sales volume was over $12.5 Million dollars including our other team partner James Schroeder.
Our business is based on referrals. We would like to take time to thank our friends, family, neighbors, and past clients for introducing us to the people they care about. Your endorsements are the lifeblood of our business. Thank you! Here’s to a wonderful 2020. And remember we always have time to help a few new clients.
Happy Past Clients
Thank you past clients for trusting us to help you and introducing us to the people that you care about!
P.S. Did you know this is a great time to sell your home? Contact us for more information.
As a real estate agent I often get asked from buyers or sellers should I hire an attorney? In NJ having an attorney is not required. There is a difference in how closings are handled in North Jersey versus South Jersey. If you are in North Jersey it’s customary for an attorney to handle everything in the transaction including title search and handling the closing. If you’re in South Jersey title companies typically handle the closing and title work. Regardless of what part of NJ you are buying or selling a home, here is my list of 5 reasons you should consider hiring an attorney.
- Real estate agents can’t give legal advice. Real estate agents can go over the contingencies of a contract but they can’t give legal advice. Only an attorney can advise you on legal matter.
- Inspection Negotiations. Attorneys can help in negotiating acceptable inspection terms. Often a well drafted letter from an attorney can be more well received if it is coming from an attorney rather from an agent or home buyer or seller.
- Review of contract terms. Your real estate agent will most likely be using standard New Jersey Association of Realtors contract forms. These work well for most homes however every home and circumstance is unique. It’s wise to have an attorney review the terms of the contract during the three day attorney review period once the contracts are fully signed. During this time an attorney can cancel, or revise a contract on behalf of a home buyer or seller.
- Review of contract deadlines. Attorneys will also help keep track of important deadlines in a real estate transaction to help ensure your agent does not miss any important deadlines.
- Problems at the closing table. At the day of closing there can be problems. In my experience there are two common problems. The first is the seller not moving out all their personal items in time for closing and the second is repair issues. Sometimes a new repair issue is discovered at closing. For example the air conditioning is not working properly. An attorney can help successfully negotiate agreeable terms for the buyer and seller and make sure they are legally protected if such a problem would occur at closing.
We have worked fantastic attorneys. We would be happy to recommend one to you depending on your location and circumstances. Contact us and we’ll be happy to recommend an attorney for you.
When it’s time to buy a home, chances are you’ll need to find a lender and get a mortgage approved. It’s ideal to know ahead of time the maximum amount you’ll qualify for from your chosen lender. After you know how much of a loan you can get, and you begin house hunting, you’ll need to find out just how much a house will cost before you make an offer. So, how do you figure this out you may ask? This is where mortgage payment calculators come in.
When you can plan a budget before you buy a home you can save yourself a lot of time and potential money. By providing some basic information about a listing you’re interested in, with a mortgage payment calculator, you can get an estimate of the overall costs of a property, or several properties if you’re looking to compare.
Mortgage Payment Calculator for Atlantic County NJ
As an online resource, mortgage calculators can also give you an idea of what type of loan you may want to apply for. Through showing you variables, which impact mortgages such as interest rates and down payment amounts, you’ll be equipped to determine the best home loan budget for you. With the help of a mortgage payment calculator for buying a house in Atlantic County, NJ, you can get insight into what to expect, including taxes or HOA fees if they’re applicable.
As a home buyer, one of the best decisions you can make is to educate yourself about the process and how each step will affect you. You’ll have a lot of decisions to make; these are major financial and lifestyle decisions worth taking the time to understand so you can buy with confidence and be happy in your new home. When you utilize a tool such as a mortgage payment calculator you give yourself a valuable resource, knowledge.
You can find mortgage calculators through different lender and real estate sites, or check out the mortgage calculator below to begin. When it’s time to buy a home, work with a Realtor® who has a passion in helping their clients find solutions towards achieving their home dreams. Get the conversation started with Matt Haviland, give him a call today at 609-338-3773 or send him an e-mail. The Haviland Group and Keller Williams Realty are here to help you find the right home from start to finish.
Atlantic County, NJ Real Estate Market
Here is a quick overview of the Atlantic County, NJ real estate market using data from June 2018 and comparing it to June 2017. The data is divided into three categories: Single Family homes, townhomes and condos, and Adult Communities. For all categories inventory is down and days are market are down. Median sales price is up 7.4% for single family homes and 9.9% for condos. Of course all real estate is local so if you want to know what’s happing in your neighborhood or city please contact me. I can provide this report on a city level and also provide data for your local neighborhood. You can download a PDF of the report here: AtlanticCountyMarketReport
I want to say thank you for my friends, family past clients and all the wonderful people I was able to help in 2017. I was able to achieve the NJ Circle Of Excellence Award Silver level. My business is almost 100% referral based so I want to thank all of the people who felt comfortable and confident referring me to the people that they care about. Thank you and I look forward to another fantastic year in 2018! Matthew Haviland
We are pleased to welcome a new partner agent to The Haviland Group. Jim Schroeder has been a long time friend of the Haviland family and personal legal advisor to our family and many of our past clients. Jim is a licensed real estate agent and attorney. This allows him to use his incredible legal knowledge to help our clients in their real estate needs.
Jim is the owner of the Schroeder Law Group, a law firm with offices in Hammonton and Egg Harbor City, New Jersey. Jim devotes a significant portion of his practice to real estate issues, especially counseling those in distressed situations and helping real estate investors get started. He serves as attorney for the Land Use Boards in Hammonton, Galloway and Estell Manor. Most importantly Jim is an all-around great guy, and a man who values family and faith. Jim is involved in many local charities and organizations helping them improve our communities. We welcome Jim to our real estate team at the Haviland Group.
Be thankful that you don’t already have everything you desire.
If you did, what would there be to look forward to?
Be thankful when you don’t know something,
for it gives you the opportunity to learn.
Be thankful for your limitations,
because they give you opportunities for improvement.
Be thankful for each new challenge,
because it will build your strength and character.
Be thankful for your mistakes.
They will teach you valuable lessons.
Be thankful when you’re tired and weary,
because it means you’ve made a difference.
It’s easy to be thankful for the good things.
A life of rich fulfillment comes to those who are also thankful for the setbacks.
Gratitude can turn a negative into a positive.
Find a way to be thankful for your troubles, and they can become your blessings.
I love the thought that Thanksgiving is less of a meal and more of a mindset. May your Thanksgiving be filled with friends, family, love and all that is important to you.
P.S. We are grateful to our friends, family and clients for their support of our real estate business and we always have time to help new clients. Who do you know that would benefit from our help? Please send me a message to let me know.
Front porches and back patios have joined forces. The result is the emergence of the “front yard patio.”
A front yard patio is inviting, which might herald a reversal of a 70 year trend towards hiding out in our houses and entertaining only in our backyards. This condition was a direct result of the age of the automobile, when garages gradually crept to the front of the house at the expense of our porches.
For those of us with garage-dominated or porch-less facades, the front yard patio is a welcome feature—a decorative, as well as functional entertaining space that says, “Hello.”
Front patios can look like almost anything, and be constructed of any material that can be made weed-free and level, including brick, stone, gravel, or wood. They can be attached to the home, wrapped around the front door, or set off on their own. And they can be enhanced by such things as:
- A fire pit or heat lamps.
- A small side fountain.
- Low shrubs or low walls.
- Tea lights or lanterns.Front patios are more than simple functional changes in our space and lifestyle. They’re also a smart move for home sellers as they gain traction with buyers who see them as inviting and desirable features that add value to the house.
For more great tips and interesting articles download Matt’s Home News February edition here: February Newsletter – Matt