Our office is sponsoring a raffle to benefit Michal Gorski who is related to one of my colleagues.  Michael is in desperate need of help.  Please read below and watch the video about Michal.  We are raffling off a flat screen TV and Kindle and tickets are just $10.00.  All the money collected will go to Michal.  Call me, text or message me for tickets by Wednesday 8/28/13.  My number is 609-338-3773.  Or call my office at 609-484-9890.  You may also donate through the video link below.

Sandy Homebuyer Assistance Program
The Sandy Homebuyer Assistance Program will provide qualified low and moderate income borrowers with a forgivable, INTEREST-FREE loan of up to $50,000!

How do I know if I am eligible?

• Purchase a home in any of the nine Sandy-impacted counties: Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean or Union
• Have a minimum credit score of 620
• *HUD income limits and other restrictions apply. See the Sandy Homebuyer Assistance Program/HUD Income Limits Chart below. Applicants’ household income must not exceed these limits.
  

Download more detailed program information

• Download the Sandy Homebuyer Assistance Program Overview  Includes Frequently Asked Questions (465k PDF)
• Download the Sandy Homebuyer Assistance Official Program Fact Sheet (199k PDF)

How do I apply?

1. Complete the preliminary application form by clicking here.
2. A contracted housing counseling agency will contact you directly to schedule an appointment.

Information courtesy of

New Jersey Housing and Mortgage Finance Agency
637 South Clinton Avenue
P.O. Box 18550
Trenton, NJ 08650

The Haviland Group (Richard and Matthew Haviland) have recently been recognized as one of America’s best real estate agents by Real Trends. Real Trends Ranks the top agents in the country based on a minimum of 50 transaction sides closed or $20 million in closed sales volume. The Haviland Group also ranked among only three agents for the Atlantic City – Hammonton Region that were recognized.

Richard and Matthew Haviland are part of Keller Williams Realty Atlantic Shore based in Northfield, NJ. The Group is also assisted by Linda Haviland.

81% of the Haviland Group’s business comes from introductions from friends, family members, clients and past clients. The Haviland Group’s commitment to helping people make their dreams come true in any market have helped them to thrive in this changing and challenging real estate environment.

“I’m very grateful that we were able to help so many people last year with their real estate needs,” said Matthew Haviland. For more information call 609-484-9890 or visit: Havilandgroup.net or SJhouses.com.

The real trends report can be found here:  http://realtrends.com/best-real-estate-agents-new-jersey#.UfbAVWQ9Cod

I just went to Bloom Coffee & Tea today.  Bloom just opened on Monday and I had to check it out.  Bloom is owned by my friends Jeff and Ashley Macpherson.  I asked them why they decided to open up a coffee shop.  Ashley said she has always wanted to have a coffee shop and Jeff is experienced in the restaurant industry so the couple teamed up to start Bloom.

Bloom is located at 1600 New Road in Northfield, NJ.  It’s a great location that is easy to get to and there is plenty of parking designated for Bloom customers only.  The building has been completely remodeled and is all new inside.  Bloom is comfortable and inviting with ample seating to sit and relax.  The atmosphere is great and the coffee and tea is the best!  I ordered an Iced tea with lemon and sweetened with Agave (no sugar).  It was delicious and refreshing.

Stop in and visit Bloom you won’t be disappointed!  Tell Jeff and Ashley that I sent you.

Bloom Coffee and Tea:

1600 New Road

Northfield, NJ 08225

609-241-1775

Hours:  Mon- Thurs.  7 am to 6 pm

Fri-Sat 7 AM to 8 PM

You can find them on facebook:  /BloomCoffeeandTea

I love getting great notes from happy clients like this.  I helped Mike and his brother sell their family home in Somers Point, NJ recently.  Thanks Mike!  You made my day!  Matt

Thank you to all who came out to our fun day at the zoo on Saturday. We had a great turnout, fun times, perfect weather and awesome food from Moe’s.  Our photo scavenger hunt was also a big hit.  Here are some photos of the event!

Congratulations Day At The Zoo Winners!

The East Family

Winner of a 4 Pack of Phillies Tickets

The Bocelle Family and The Sesta Family

 Photo Scavenger Hunt Winners of an American Express Gift card.

Thank You To Our Day At The Zoo Sponsors

For us to create an exceptional experience for our clients we rely on having great people on our team.

Thank you to Juan Jordan of Meridian Bank

732-423-6494

Andrew Woshnak of Surety Title Company 609-677-5508

Attorney James Schroeder 609-828-7180.

Thank you for providing excellent service for our clients and helping us create a great experience at our Haviland Group Day At The Zoo.

Did you know that we offer a relocation service?

We are able to help home sellers leaving our area as well as help home buyers moving to our area.

Please visit our relocation web page for more information to learn more about our services.  https://sjhouses.com/relocation

It’s a sign of the times!

Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled.

But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll.  Since 2007, 7.9 million homeowners have lost their homes to foreclosure. Current estimates are that one in four homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped homeowners live under a cloud of uncertainty.  And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.

As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact me today and let’s get started.

I put together a free report on options for home owners.  Click here to get a copy:  https://sjhouses.com/10options

Matthew Haviland 609-338-3773