Take Advantage of First Time Homebuyer Programs Around Atlantic City

First Time Homebuyer Programs

First Time Homebuyer ProgramsSometimes growing up is hard to do and sometimes there’s the thrill of it all, the firsts you’ll experience. There are few things in life as thrilling as becoming a first-time homeowner. Buying your first property, getting the keys and walking through the threshold of a house which will become the first home of your dreams is an exhilarating experience. But where do you start? First-time homebuyers often have many questions about how to search for the features they desire in a house, how to get the best financing assistance and how to find a Realtor® they can trust. There are some great first time home buyers programs right now. Let’s look at how to qualify.

Take Advantage of First Time Homebuyer Programs Around Atlantic City

You’ll want to begin by saving for your down payment but how much do you have to put down to buy a house? Typically, conventional loans require 20% down, but as a first-time homebuyer you may be able to get help covering your down payment. It’s possible to lower or eliminate the amount you need to have up front for a down payment through federal, state and local government programs.

How do you qualify for first-time homebuyer government programs?

Your lender and buyer’s agent will be trusted sources in directing you to the best options which may be available to you. Some of the most common federal government mortgage options such as FHA and USDA loans are well-known and may offer solutions for low or no-down payments for those who qualify.

Most state and local governments offer some assistance as well. We dug a little deeper to find out.

 first-time homebuyer government programs are available in the area.

The Atlantic County Improvement Authority offers a down payment assistance program to individuals who have resided in Atlantic County for at least 12 months and who have not owned a home in two years or more. At a state level, The New Jersey Housing and Mortgage Finance Agency offers several different programs for first-time homebuyers including down payment assistance and mortgage programs explained in a step-by-step guide to help you decide which options are best for you.

First Time Homebuyer ProgramsAll of this information can be overwhelming, but it doesn’t have to be. Check out some great tips for first-time homebuyers from Nerd Wallet. They offer an easy-to-follow but detailed list with some general information to help you get started.

Now that you’re ready to set sail, the importance of having a trusted buyer’s agent is key in making the home-buying process go smoothly. You’ll want to find someone who’s ready to work for you, who’s also experienced in serving first time homebuyers and who knows the area real estate market. Matt Haviland with The Haviland Group and Keller Williams Realty offer free consultations for first-time homebuyer programs. Contact Matt today at 609-338-3773 or via e-mail to get started on the path to the door of your first home.

Keller Williams Realty Atlantic Shore Participates In Atlantic City Schools Anti Bullying Program

Keller Williams Realty "Red Day" and Texas Avenue School Sponsor Student Event.

Keller Williams Realty Atlantic Shore Team participates annually in the corporate Keller Williams’ Red Day. Red Day was designed to be a day that thousands of Keller Williams Realtors and staff in every state give back to their communities in a way that will have a drastic, positive impact on that community.

On May 11th, 2017, the agents of Keller Williams Realty Atlantic Shore Team partnered with Texas Avenue Public School in Atlantic City, NJ to help promote their anti-bullying program titled “Live the Pledge.” 100+ students participated with KW volunteers in a celebratory, fun-filled day. There was carnival games, a scavenger hunt, awards and a public dedication to the school presented by the KW team.

The local KW office also donated outdoor basketball and soccer equipment that the school was lacking.  The challenge faced by all New Jersey schools is to create a positive and healthy school climate. The Anti-Harassment Intimidation and Bullying (H.I.B.) Bill of Rights goes beyond the requirements of providing a full investigation of alleged HIB incidents, consequences for those found in violation of the Bill of Rights and support for the children found to be a victim.  Since the Bill of Rights in 2011, Texas Ave. School has implemented several school and community-wide programs that promote a positive school environment. Each program has given birth to the other. The inception of the Bucket Filling Philosophy, led to the “Take a Stand, Lend a Hand” initiative, which resulted in the current incentive program of “Live the Pledge.”

Keller Williams Realty is grateful to have partnered up with Texas Avenue school children who “Live the Pledge.” Their commitment of creating a positive climate for their classmates is truly inspiring.

How To Be Up In A Down Real Estate Market

Our office numbers are way up. Here's why.

Despite a challenging seller’s market, high unemployment and lots of uncertainty our office has out performed the competition.  Why?  We treat our agents as partners and stakeholders.  We are the top training company in real estate and we study the market to be able advise our clients how to be successful in today’s new real estate economy.

Keller Williams Realty Atlantic Shore

COMPARING…

March 2015 to March 2016

 

Keller Williams Realty Atlantic Shore South Jersey Shore Regional Multiple Listing Service Outperforming the Market
Listings Taken Volume                         +23.28% 9.44% 13.84%
Listings Taken Units                   +46.94% 1.65% 45.29%
Closed Production List Side Volume +109.53% -6.35%       115.88%
Closed Production List Side Units +62.50% 4.54% 57.96%
Closed Production Total Volume +33.85% -6.35% 40.20%
Closed Production Total Units +18.60% 4.54% 14.06%

Matthew and Richard Haviland The Haviland GroupNumbers reported above are representative of South Jersey Shore MLS average percentages of all brokerages represented in the MLS.

Our MissionTo teach people how to consistently implement the Keller Williams models and systems so they can transform their lives and businesses.

Our Vision:  We are a passionate team of real estate leaders that attract extraordinary talent and wealth building opportunities.

When you’re choosing a real estate agent and company to work with consider Me, Matthew Haviland, and Keller Williams Realty Atlantic Shore.

Best wishes, Matt

P.S. For Great Articles and fun facts download and view my May Newsletter here:  May Newsletter – Matt