Tag Archives: matthew haviland

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May 2018 Atlantic County Announces First Time Home Buyer Grant Money Now Available – $10,000

It's back! $10,000 available for Atlantic County, NJ First Time Home Buyers

Good news!  As of today the Atlantic County, NJ grant program is now funded with grants available of up to $10,000 for first time home buyers!  All funds are forgiven after 5 years.  This programs does not work for everyone so I’ve outlined the key requirements below.  If you don’t think you’ll qualify for this program the state grant program is also giving $10,000 grants and it’s easier to qualify.  Click here for details on the state grant.  You will need to be pre-qualified by an a approved mortgage company.  My preferred lenders are on stand by to help qualify potential first time home buyers asap and get them qualified to receive the grant money.  Complete the form below and we’ll reach out to see if you qualify.

Atlantic County, NJ First Time Home Buyer Grant Money Is Now Available

Eligible Applicants:

     HOUSEHOLDS

  1. Who have resided in Atlantic County for the last 12 months or are employed in Atlantic County.
  2. Who have not owned a home for the last  three years.
  3. With acceptable credit history and the ability to obtain an approved mortgage.
  4. With incomes below 80% of Median income:

These income levels are (2015):

                                                           # of Household  Members 80% of Median Income
1 Person. $37,600
2 Persons $43,000
3 Persons $48,350
4 Persons $53,700
5 Persons $58,000
6 Persons $62,300
7 Persons $66,600
8 Persons $70,900

If you or someone you know may be eligible to qualify for this grant please call me for more details at 609-338-3773.  Time is limited and funds are usually gone in a few months so please call me now.  Matt

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Atlantic County First Time Home Buyer Grant Money Now Available – $10,000

It's back! $10,000 available for Atlantic County, NJ First Time Home Buyers

Good news!  The Atlantic County, NJ grant program is now funded with grants available of up to $10,000 for first time home buyers!  All funds are forgiven after 5 years.  This programs does not work for everyone so I’ve outlined the key requirements below.  You will need to be pre-qualified by an a approved mortgage company.  My preferred lenders are on stand by to help qualify potential first time home buyers asap and get them qualified to receive the grant money.

Eligible Applicants:

     HOUSEHOLDS

  1. Who have resided in Atlantic County for the last 12 months or are employed in Atlantic County.
  2. Who have not owned a home for the last  three years.
  3. With acceptable credit history and the ability to obtain an approved mortgage.
  4. With incomes below 80% of Median income:

These income levels are (2015):

                                                           # of Household  Members 80% of Median Income
1 Person. $37,600
2 Persons $43,000
3 Persons $48,350
4 Persons $53,700
5 Persons $58,000
6 Persons $62,300
7 Persons $66,600
8 Persons $70,900

If you or someone you know may be eligible to qualify for this grant please call me for more details at 609-338-3773.  Time is limited and funds are usually gone in a few months so please call me now.  Matt

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How to Wake Up Feeling More Refreshed

Matt's Home News January 2017

  • Most of us have experienced bouts of insomnia that make it difficult to get up in the morning. But for some people, waking up throughout the night is a continuous problem. Here are a few suggestions for improving your sleep and giving yourself more energy in the morning:

    1. Shut off all electronics at least one hour before bed. Studies have shown that electronics keep the mind active longer than other forms of mental stimulation.
    2. Do a sleep hygiene assessment on your home.  Do you have blackout drapes?  Are all LED and other small lights turned off or covered? Do you have a source of white noise, like a fan? Is your pillow and bedding comfortable? Do you need a new mattress?

      First snow day of 2017

    3. Exercise vigorously during the day, but not within two hours of bedtime. Take a walk after dinner to help with digestion, which can also keep you somewhat awake.
    4. Don’t load up on carbohydrates at or after dinner. Digesting carbohydrates tends to spike the energy in your body.
    5. Sit up and read a book in bed until you start to feel sleepy.  Don’t push past the sleepiness. Instead, put the book down and turn off the light.
  • For more great articles and fun facts download and view my January newsletter here.  January Newsletter – Matt
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Atlantic County First Time Home Buyer Grant Money Now Available – $10,000

It's back! $10,000 available for Atlantic County, NJ First Time Home Buyers

Good news!  The Atlantic County, NJ grant program is now funded with grants available of up to $10,000 for first time home buyers!  All funds are forgiven after 5 years.  This programs does not work for everyone so I’ve outlined the key requirements below.  You will need to be pre-qualified by an a approved mortgage company.  My preferred lenders are on stand by to help qualify potential first time home buyers asap and get them qualified to receive the grant money.

Free Money!

Free Money! $10,000 Grant For First Time Home Buyers

Eligible Applicants:

     HOUSEHOLDS

  1. Who have resided in Atlantic County for the last 12 months or are employed in Atlantic County.
  2. Who have not owned a home for the last  three years.
  3. With acceptable credit history and the ability to obtain an approved mortgage.
  4. With incomes below 80% of Median income:

These income levels are (2013):

                                                           # of Household  Members 80% of Median Income
1 Person. $38,400
2 Persons $43,900
3 Persons $49,400
4 Persons $54,850
5 Persons $59,250
6 Persons $63,650
7 Persons $68,050
8 Persons $72,450

If you or someone you know may be eligible to qualify for this grant please call me for more details at 609-338-3773.  Time is limited and funds are usually gone in a few months so please call me now.  Matt

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Don’t Remodel Your Kitchen!

Before you remodel your kitchen, consider upgrading the whole house

IMG_2485

Old House

Carol and Nate were considering remodeling their kitchen in their lovely ranch home in Linwood, NJ.  This older home had the original kitchen, closed off from the living room and dining room and had limited shelf and counter space.  They consulted several builders and realized a new kitchen would cost then tens of thousand of dollars and they would still not have the open concept that they wanted.

Then they considered the option of purchasing a newer home… and even considered a 55 and over community.  Carol and Nate, found me on my website and asked for my help.  We quickly got their home listed and staged to sell and within two weeks we had multiple offers and accepted a full price offer.

New House

New House

From there they located a lovely newer home in Egg Harbor Township with a fabulous open layout and stunning kitchen.  They sold their home and moved in to their new home on the same day.

IMG_3033

Happy Clients!

So before you remodel your kitchen, consider upgrading the whole house.  You may find that you’ll get greater value when you move up to a newer home.

Best wishes,

Matt

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Giving flowers? Know the messages they send.

sunflowers

My wife’s favorite: Sunflowers!

Here are a few to keep in mind. Whether you’re buying flowers to brighten a summer table or special night out, remember that flowers have special meanings. Here are a few to keep in mind:

• Carnation: constancy, joy
• Chrysanthemum: optimism, hope, happiness • Daisy: purity, loyalty, innocence
• Freesia: trust
• Gladiola: remembrance
• Iris: faith, wisdom, promise
• Larkspur: appreciation
• Lily: devotion
• Orchid: love, beauty
• Rose (pink): sweetness
• Rose (red): true love, desire
• Rose (white): true love, purity
• Rose (yellow): friendship
• Snapdragon: virtue
• Tulip: love at first sight

May this guide help you match your intentions with the spirit of the occasion to create a truly impact gift and a memorable celebration.

Matt

P.S. For my full June newsletter click here:

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Atlantic County First Time Home Buyer Grant Money Now Available – $10,000

The Atlantic County, NJ grant program is now funded with grants available of up to $10,000 for first time home buyers!  All funds are forgiven after 5 years.  This programs does not work for everyone so I’ve outlined the key requirements below.

Free Money!

Free Money! $10,000 Grant For First Time Home Buyers

Eligible Applicants:

     HOUSEHOLDS

  1. Who have resided in Atlantic County for the last 12 months or are employed in Atlantic County.
  2. Who have not owned a home for the last  three years.
  3. With acceptable credit history and the ability to obtain an approved mortgage.
  4. With incomes below 80% of Median income:

These income levels are (2013):

                                                           # of Household  Members 80% of Median Income
1 Person. $38,400
2 Persons $43,900
3 Persons $49,400
4 Persons $54,850
5 Persons $59,250
6 Persons $63,650
7 Persons $68,050
8 Persons $72,450

If you or someone you know may be eligible to qualify for this grant please call me for more details at 609-338-3773.  Time is limited and funds are usually gone in a few months so please call me now.

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How to Sell Your House Without Reducing Your Price

How to Sell Without Reducing Your Price

Dear Friend,

Here’s a quick note to let you know how I can help you—or anyone you feel comfortable introducing me to.

No home seller wants to reduce their price because their house isn’t selling. Here are 3 ways to prevent that from happening: First, price it well to begin with. Price it no more than properties are selling for in your area. You can place a premium for things like a view or a staging-logostunning yard, but not for things like a remodeled kitchen. On the other hand, not having a remodeled kitchen could cause the price to drop. Second, make it show like a model home. Clean every crevice. Fix every bit of deferred maintenance. Remove your personal possessions. Clean up the landscaping. Third, talk to me about how to minimize drawbacks and maximize advantages. As your real estate consultant, I can tell you a great deal about how to get more from the sale of your home, possibly putting thousands more in your pocket when you sell.  As a certified Real Estate Staging Expert I can conduct a complimentary analysis of your home and provide you with a custom eight page report with staging recommendations.

If you or someone you care about wants to get more out of the sale of their home, please call me at 609-338-3773 or matt@sjhouses.com. Ask for a copy of my report, The 10 Dumbest Mistakes Smart People Make when Buying or Selling a Home.

Matthew Haviland, Your Real Estate Consultant For Life Keller Williams Realty Atlantic Shore 609-484-9890 ext 132

P.S. Who do you know who’s thinking about selling their home? Please introduce us so that I can make suggestions for how to sell for more