Atlantic County First Time Home Buyer Grant Money Now Available – $10,000

The Atlantic County, NJ grant program is now funded with grants available of up to $10,000 for first time home buyers!  All funds are forgiven after 5 years.  This programs does not work for everyone so I’ve outlined the key requirements below.

Free Money!

Free Money! $10,000 Grant For First Time Home Buyers

Eligible Applicants:


  1. Who have resided in Atlantic County for the last 12 months or are employed in Atlantic County.
  2. Who have not owned a home for the last  three years.
  3. With acceptable credit history and the ability to obtain an approved mortgage.
  4. With incomes below 80% of Median income:

These income levels are (2013):

                                                           # of Household  Members 80% of Median Income
1 Person. $38,400
2 Persons $43,900
3 Persons $49,400
4 Persons $54,850
5 Persons $59,250
6 Persons $63,650
7 Persons $68,050
8 Persons $72,450

If you or someone you know may be eligible to qualify for this grant please call me for more details at 609-338-3773.  Time is limited and funds are usually gone in a few months so please call me now.

Great News For Home Buyers In Galloway Township, Egg Harbor Township, and Hamilton Township, NJ


Congress Extends Rural Definition Until September 30th, 2013.  This means that home buyers in Galloway, Egg Harbor Township, and Hamilton Township can continue to buy homes with Zero Down Payment and low fixed rate 30 year home loans through USDA.  This has been a very popular loan program allowing home buyers to purchase with no down payment.  Interest rates are also low and fees are low allowing for low monthly payments.

This morning, Congress passed an FY13 Continuing Resolution (CR) to keep the government funded loan program through the end of the fiscal year. The CR includes a specific provision that extends eligibility for all rural communities that are currently eligible until September 30, 2013.

This gives rural advocates more time to build cosponsors for H.R. 858, the Rural Housing Preservation Act. So, please remember to ask your Representatives to cosponsor this bill to ensure that more than 900 rural communities can remain eligible for USDA Rural Housing programs.

If you would like more information on home loan options call for a FREE RECORDED MESSAGE:  (888) 856-3579 ext. 1

Best wishes,

Matthew Haviland

Your friend in the real estate business who can help the people you love.


$15,000 Grant First Time Home Buyers Workshop

Your First Home Workshop Will Help You Take Advantage Of The Opportunities In This Buyers Market. The workshop goes through the entire home buying process as well as covers current market trends, and financing opportunities. We will also cover the Grant money that is available right now for first time home buyers in Atlantic County, NJ. Up to $15,000 for down payment and closing costs. Learn more details and how to qualify for the grant.Time:  Monday February 4th, 2013 5:30 PMYour First Home to 6:30 PM

Cost:  Free

Location:  Keller Williams Realty

200 Tilton Road, Suite 5, Northfield, NJ 08225 (In between Kensington Furniture and Formica Bros. Bakery.)

RSVP by calling or texting 609-338-3773

KW Atlantic Shore 609-484-9890 ext. 132
Matthew Haviland and The Haviland Group

First Time Home Buyer Grant Program For Military Buyers

Did you know there is a grant program for military first time home buyers?

Active duty personnel, veterans, retired members of the military, and employees of the U.S. Department of Defense and Department Of Homeland Security are eligible to apply.

The grant will provide up t0 $5,000 toward down payment and closing costs to purchase a first home.

The program is run by the national non profit Pentagon Federal Credit Union Foundation and is called their Dream Makers Program.

For more information on the grant program go to:


Atlantic County, NJ Grant Program For First Time Home Buyers Has Money Now! Up to $20,000 for down payment and closing costs.

I’ve been getting so many calls and email regarding my previous posts about the grant program I thought I would compile the information on my previous posts into one blog entry… Of course if you have any additional questions contact me.

The Atlantic County Grant Program for first time home buyers has money available now.  This is a great program for first time home buyers in Atlantic County, NJ. 

The grant through The Atlantic County Improvement Authority (ACIA) provides up to $20,000 for first time home buyers to cover down payment and closing costs.  First time home buyers are buyers who have not owned a primary residence in the last three years.

Here is a list of communities that qualify for the grant money:

Galloway, NJ

Absecon, NJ

Egg Harbor City, NJ

Pleasantville, NJ

Mullica Township, NJ

Hammonton, NJ

Egg Harbor Township, NJ

Hamilton Township, Mays Landing, NJ

Northfield, NJ

Linwood, NJ

Somers Point, NJ

Brigantine, NJ

Ventnor, NJ

Margate, NJ

Longport, NJ

Estell Manor, NJ

Beuna, NJ

*Atlantic City, NJ Has a seperate grant program with up to $30,000 in grant money.

To see requirements to qualify click here

The program is designed to help pay closing costs and down payment up to $20,000. These funds will be forgiven after 5 or 10 years. Funds are limited and may not be guaranteed if funds are low.

If you or someone you know would like to take advantage of this opportunity before the money is gone. Please contact me immediately at 609-484-9890 ext. 132.

Best wishes,


Your Trusted Real Estate Expert For Life

Matthew Haviland ~  ~ 609-484-9890 ext. 132

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Matthew Haviland ~  ~ 609-484-9890 ext. 132

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100% Financing Is Back For Atlantic County, NJ

USDA Rural Housing Program now has funds available for 100% financing for certain cities in Atlantic County.

Please contact me immediately for more information before funding runs out again.

Best wishes,

Matthew Haviland

Keller Williams Realty Atlantic Shore

609-484-9890 ext. 132

Matthew Haviland ~  ~ 609-484-9890 ext. 132

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