Can you still find new construction in New Jersey for under $400,000? In this 2026 update, we are breaking down the most affordable new construction communities across South Jersey.

From master-planned neighborhoods in Atlantic County to walkable townhomes in Hammonton, I’m showing you exactly where the inventory is and—more importantly—what it actually costs to live there.

We cover the full financial picture for each community, including current base pricing, estimated property taxes, monthly HOA fees, and community amenities like pools and clubhouses.

Communities Featured:

The Coves at Ocean Club (55+)
Price: $400K – $470K
Taxes: $9K – $11.5K | HOA: $200 – $296/month

The Tides at Ocean Club (Townhomes)
Price: Mid to High $300s
Taxes: $7.5K – $8K | HOA: $298/month

West End Hammonton (Lennar)
Price: Low $400s
Taxes: $11K – $12K | HOA: $152/month

Coastal Crossing (Middle Twp)
Price: $420K – $480K
Taxes: ~$7K | HOA: ~$300/month

Walnut Ridge (Vineland)
Price: $300K – $380K
Taxes: $8.1K – $10.3K | HOA: $384/month