New Jersey HomeSaver Program

New Jersey HomeSaver offers eligible homeowners up to $50,000 in financial assistance to help bring their household monthly payment to an affordable level

New Jersey HomeSaver offers eligible homeowners up to $50,000 in financial assistance to help bring their household monthly payment to an affordable level by using HHF funds to facilitate a refinance, recast, or permanent modification of the first mortgage loan.

You may be eligible for NJHHF assistance if you:

  • Are a New Jersey homeowner at risk of foreclosure through no fault of your own.
  • Own only one residential home (one, two, or three-units), and currently reside in that home.
  • Suffered a qualifying involuntary financial hardship that caused or will cause you to fall behind on your mortgage payment.
    • Hardships that may qualify homeowners for assistance include:
      • An involuntary loss of employment income.
      • A reduction in household income due to underemployment or other demonstrated financial hardships including medical, divorce, disability or death.

New Jersey HomeSaver is funded through a federal grant from the United States Treasury’s Hardest Hit Fund awarded to States most impacted by unemployment and underemployment.

Please fill out the form below to receive eligibility information and an application form.

Apply For Foreclosure Help

Information provided courtesy of New Jersey Housing and Mortgage Finance Agency

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