Can you really get $30,000 to buy a home in Atlantic County, New Jersey?! In this video, we break down the Atlantic County Improvement Authority’s HUD HOME program.

This specific grant can cover your down payment and closing costs, but the rules are strict. We cover the 2026 income limits (80% AMI), purchase price caps for existing homes vs. new construction, and the “live or work” requirement that catches many buyers off guard.

If you don’t fit the HUD program, don’t worry. I also explain the NJHMFA statewide program which offers up to $17,000 with much higher income limits. Homeownership in South Jersey is still possible, but you need the right strategy.